Infinite/Velocity Banking

I came across this video where they mentioned infinite banking. Basically, you would sign up for a life insurance policy which you can borrow from which also provided guaranteed payouts plus dividends. I thought it was an interesting concept. The idea of being your own bank. Another concept was velocity banking, where you would borrow … Read more

Buy, Borrow, Die

So I’ve recently come across the strategy of Buy, Borrow, Die which I think makes a lot of sense. Essentially, you are investing in long term assets in a brokerage account which you can borrow against those assets at a relatively lower interest rate as compared to a credit card. The idea is that you … Read more

Portfolio

The portfolio invests exclusively in the S&P 500 and Nasdaq 100 indexes. Using broad index ETFs reduces the risks associated with individual stocks through diversification and makes tracking performance easier. The portfolio is divided into two buckets with the following allocations: Growth Bucket (40%) This bucket is designed to capture market upside and offers the … Read more

System

My goal was to create a portfolio that generates both income and growth. When investing, there is always a trade-off between the two—you often sacrifice growth for income and vice versa. The key is to strike the right balance based on your personal financial goals. Since my primary goal is to achieve financial freedom sooner … Read more

Introduction

Hi! I’m the Compound Hacker. I started this blog to document my journey in building an income portfolio that will help me achieve financial independence. It’s important to understand that money can be used as a tool to generate more money. This requires discipline, especially since we’ve been conditioned to work for money and then … Read more